{"id":14955,"date":"2024-06-22T12:39:21","date_gmt":"2024-06-22T05:39:21","guid":{"rendered":"https:\/\/penabulufoundation.org\/?p=14955"},"modified":"2024-06-26T09:45:19","modified_gmt":"2024-06-26T02:45:19","slug":"development-of-a-small-scale-business-financing-scheme-for-marginalized-communities-affected-by-climate-change-tm-fund","status":"publish","type":"post","link":"https:\/\/penabulufoundation.org\/en\/development-of-a-small-scale-business-financing-scheme-for-marginalized-communities-affected-by-climate-change-tm-fund\/","title":{"rendered":"Development of a Small Scale Business Financing Scheme for Marginalized Communities Affected by Climate Change (TM Fund)"},"content":{"rendered":"<div  class='togglecontainer av-ckgq02-42f171bf350117c792595c92ab142c5b  avia-builder-el-0  el_before_av_hr  avia-builder-el-first  toggle_close_all' >\n<section class='av_toggle_section av-7wybou-ceb8fed7c6372f61e65e6db429d4fa50'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Funded by\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Funded by\" data-aria_expanded=\"Click to collapse: Funded by\">Funded by<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Global Environment Facility\/Small Grants Program (GEF\/SGP)<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1g6ev5a-0a7d125b1f3c19f1a2210df5ee688b7e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Document\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Document\" data-aria_expanded=\"Click to collapse: Document\">Document<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>&#8211;<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-12x1ib2-e325ef7ba3bdbc43a171ef19cb0a4268'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"Budget\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Budget\" data-aria_expanded=\"Click to collapse: Budget\">Budget<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>IDR 775,750,000<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-osh1da-6c0c0d9687b8cc2d0c961278b6266b9a'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"Period\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Period\" data-aria_expanded=\"Click to collapse: Period\">Period<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>June 15, 2024 \u2013 July 15, 2025<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4qgz1e-96816322e2cedc192dc8dd8040ade683\">\n#top .hr.hr-invisible.av-4qgz1e-96816322e2cedc192dc8dd8040ade683{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-4qgz1e-96816322e2cedc192dc8dd8040ade683 hr-invisible  avia-builder-el-1  el_after_av_toggle_container  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-2p9q7m-b570184bf69d395647c2201e2dd67f28 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Description<\/h3>\n<p>The &#8220;Development of Small-Scale Business Financing Schemes for Marginalized Communities Affected by Climate Change&#8221; (TM Fund) project aims to provide alternative and inclusive financing services for marginalized communities in Indonesia, especially women, young people and rural communities. This group often faces major obstacles in accessing formal financial services due to a lack of assets to use as collateral, no credit history, and remote locations. Penabulu Foundation, which has experience since 2002 in empowering civil society organizations and developing loan products, is working with SGP GEF and various other parties to overcome this problem. This project focuses on strengthening local economic resilience through providing community-based financing schemes and increasing financial literacy for small-scale businesses that contribute to conservation and climate change mitigation.<\/p>\n<p>In its implementation, TM Fund will build and operate alternative financing services effectively for small-scale businesses, raise long-term financial support from various parties, and increase community business income through financial literacy and financing support. Penabulu Foundation, which has a track record in assisting community groups on various commodities such as spices, coffee and aquaculture, will develop and expand the scope of TM Fund services to ensure sustainability and positive impacts for marginalized communities affected by climate change. Thus, this project is expected to be able to support green economic growth, reduce poverty, create job opportunities, and improve social welfare in communities that need it most.<\/p>\n<h3>Funding<\/h3>\n<p>This program is supported by the Global Environment Facility\/Small Grants Program (GEF\/SGP), program period June 15, 2024 \u2013 July 15, 2025 with total financial support of IDR 775,750,000.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":14959,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[81],"tags":[96],"class_list":["post-14955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-program-berjalan-en","tag-csro-en"],"_links":{"self":[{"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/posts\/14955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/comments?post=14955"}],"version-history":[{"count":0,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/posts\/14955\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/media\/14959"}],"wp:attachment":[{"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/media?parent=14955"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/categories?post=14955"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/penabulufoundation.org\/en\/wp-json\/wp\/v2\/tags?post=14955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}